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Start your day with baked goodies at the Drake Café of the century-old Drake Hotel, which has been refurbished in a nouveau-Bohemian style. Quirky, with cheekily mismatched furniture, it boasts a hip ethos that is part of the pulse of the new, cool Toronto.

At cocktail hour, head back downtown to the 54th floor of the TD Bank Tower to Canoe Restaurant & Bar, where you can take in a bird's-eye view of the city with an excellent martini in hand. (It's also where you can mingle with the high-powered suits of Bay Street instead of tourists.) If it's a weekday, stay for dinner — the views are great, and the menu emphasizes Canadian ingredients and preparations. You might also want to check out the scene at Biff’s Bistro, a French restaurant with an excellent wine list and $1 oysters after 5 p.m. Reds Wine Tavern and Earl's are also happening after-work watering holes and dining favorites among the financial crowd.

Yorkville is full of good restaurants, cafés and bars with outdoor patios. At dinnertime, especially in warm weather, you might want to grab a seat outdoors and people-watch. One has a large comfortable patio that wraps around the fancy Hazelton Hotel. For indoor dining, Joso's is famous for its savory, grilled whole fish and Sotto Sotto is a celeb hangout. Mistura offers top-notch Italian food in a glam setting.

If you want to dine in the action-packed entertainment district, King Street West is now the go-to place. Restaurants such as Rodney's Oyster BarJacob's & Co. SteakhouseBrassaiiLee and Buca pack people in nightly for good food and fun.